Empowering Your Business and Legacy with Strategic Financial Solutions
Discover tailored strategies to protect and grow your wealth, ensuring your business thrives for generations to come.
Business Protection and Growth Strategies
Innovative Wealth Management
Succession and Estate Planning Strategy
Our Specialized Services for CCPCs
Buy-Sell Agreement Funding
Creditor Protection
Key Person Protection
Corporate tax minimization strategies
Implement effective tax strategies including reduce the effects of passive investment income and capital gains inclusion rate changes while safeguarding against SBD or LCGE losses and maximizing your wealth.
Immediate Finance Arrangement
Unlock immediate financial flexibility by leveraging your life insurance policy’s cash value, offering quick access to funds while preserving long-term benefits for your legacy. We ensure you stay informed about the risks.
Policy or Collateral Assignment Loan
Optimize your cash flow for emergencies or investment opportunities with corporate-owned insurance solutions. We ensure you stay informed about the risks.
IPP - Individual Pension Plan
IPP is a tax-efficient defined benefit pension plan tailored for incorporated business owners and professionals. It offers higher contribution limits than RRSPs.
Insurance Shares
Optimize your CCPC’s financial strategy with insurance shares, combining tax-efficient growth, wealth protection, and a secure legacy for your business and stakeholders
Corporate Estate Transfer Strategies
Corporate estate transfer strategies enable seamless wealth transition, combining tax efficiency, asset protection, and legacy preservation to secure your business’s future across generations
Estate Freeze
A tax-efficient strategy that allows business owners to lock in the current value of their company for tax purposes, transferring future growth to their heirs or a family trust to minimize capital gains taxes upon the owner’s passing
Succession Planning
Discover how to navigate financial challenges, ensure fairness among heirs, simplify complex financial and ownership transitions, and pave the way for a smooth future while protecting the company from instability after the loss of a key individual
Trust
Discover how different trusts can benefit shareholders, their family members, and their business, along with the pros and cons of each option
Secure Your Financial Future with 5G Wealth
At 5G Wealth, we specialize in crafting personalized financial strategies that empower you to protect, grow, and transfer your wealth effectively. Our holistic approach ensures that your financial legacy is preserved for future generations, providing peace of mind and confidence in your financial journey.
Understanding CCPC Stages
Navigating the Lifecycle of CCPCs
Canadian-Controlled Private Corporations (CCPCs) undergo various stages, each with distinct financial needs and strategic considerations. From inception, where foundational financial structures are established, to growth phases requiring capital expansion and risk management, understanding these stages is crucial. Mature CCPCs focus on optimizing tax strategies and succession planning, ensuring long-term sustainability and wealth preservation. Tailored financial strategies at each stage can significantly impact a CCPC’s success and resilience.